Rates for January 9, 2012:
| Loan Program | Rate | Lock Term | APR* | Origination |
| 30 Year Fixed | 3.50% | 45 days | 3.717% | 1.00% |
| 30 Year Fixed | 4.00% | 45 days | 4.00% | No closing costs |
| 5/1 Arm | 2.375% | 45 days | 2.981% | 1.00% |
| 30yr Jumbo | 4.3755% | 45 days | 4.593% | 0 .50% |
*All figures based on $200,000 loan amount, and include assumptions involving credit, percentage of equity used, and other qualifying factors. Call for fees. Closing cost guarantee.